Product comparison

Product breakdown	Full Investment Fund	Cashflow Fund	Modernisation Fund	Tender Fund	Consortia Fund
Tailor-made to suit your needs	✔	✔	✔	✔	✔
Loans	✔	✔	✔	✔	✔
Grants	✔		✔
Professional support	✔	✔	✔		✔
Loan interest rate	Flexible (typically 6% fixed)	Flexible (typically 6% fixed)	0%	0%	Flexible (typically 6% fixed)
Minimum investment	£50,000	£50,000	£30,000	£3,000	£50,000
Maximum investment	Unlimited	Unlimited	£500,000	£50,000	Unlimited
Eligibility
You must be a third sector organisation	✔	✔	✔	✔	✔
You must be aiming to win public sector contracts	✔	✔		✔	✔
Your service must mainly benefit people in England	✔	✔	✔	✔	✔
At least 51% of your project’s income must come from public funds	✔	✔		✔	✔
You must be willing to take out a loan	✔	✔	✔	✔	✔
You must not be able to get a commercial loan for the project	✔	✔	✔	✔	✔
You must be delivering services affected by the recession			✔
The money must be drawn down by 31 March 2010			✔
You must be solvent	✔	✔	✔	✔	✔
You must use the money to become more sustainable by changing your structure, processes and delivery models or working with other organisations			✔
You must be preparing to tender for a specific public service contract that you are reasonably likely to win				✔	✔
You must need an investment to help you meet the cost of tendering				✔
You must be a consortia or planning to establish a consortia (and have the groundwork in place)					✔
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