017. Does your governing document allow you to take on a loan?

We expect loan finance to be a major part of all Futurebuilders full investments.

We aim to provide the right investment mix to suit your needs, and can offer a range of packages that would normally include a combination of loan, grant and capacity building investment.

Futurebuilders will work closely with you to determine the most appropriate support package for your organisation and to protect both Futurebuilders and your organisation (including trustees, committee members or directors) from financial risk.

You must make sure, however, that the terms of your constitution allow your organisation to take on a loan and that your members are willing to accept a loan if we offer it. If your constitution does not currently allow you to take on a loan, we need to know that you are willing to change your constitution should we offer you an investment.

If you are not able or prepared to enter into a loan agreement then Futurebuilders cannot support you.

Futurebuilders is willing to make loans and advances in a manner that is consistent with all faiths, including Islam. We will work with potential investees to ensure that we share both the risks and rewards of transactions in a manner acceptable to their faith.