5. Is your organisation willing and able to take on a loan as part of a Futurebuilders investment?

Loan finance is a key element in the Futurebuilders investment menu and will be a substantial part of every investment we make. If you are not able or prepared to take on a loan then we cannot invest in you.

You must make sure that the terms and conditions of your constitution allow your organisation to take on a loan and that your members are willing to accept a loan if we offer one. If your constitution does not currently allow you to take on a loan we need to know that you are willing to change your constitution should we offer you an investment.

Most investments will also include a capital and/or revenue grant and may also contain some funding to build your organisation’s capacity through practical support. See our Investment Plan for a more detailed description.

Futurebuilders is willing to make loans and advances in a manner that is consistent with all faiths, including Islam. We will work with potential investees to ensure that we share both the risks and the rewards of transactions, in a manner acceptable to their faith.