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Pre-application surgeries
Our pre-application surgeries provide helpful tips on how to get an investment from us.
Resources
Our application resources are designed to help you get investment from us.
Interested in applying?
Calculator informationReturn to Loan repayment calculator
This page explains the terms used in our loan repayment calculator.
Loan term
Your loan term will be dependent upon the amount of money you want to borrow, what you are planning to use it for, and how quickly you will be able to pay it back.
Your investment officer will work with you to decide what loan term is most suitable for your organisation.
A standard loan term for working capital is typically between two and seven years, while the average for property purchase is between 15 and 25 years.
Interest rate
Our interest rate is fixed at 6% for all our loan products, with the exception of our Tender Fund, which is interest-free (0%) for the first three years.
Loan amount
For a Full Investment the minimum amount we will lend you is £30,000. If you are applying for a Tender Fund loan, you can borrow between £3,000 and £50,000. Tender Fund loans are interest-free for the first three years.
New to loan funding?
Loan funding is new to many third sector organisations and many of the organisations that come to us has never borrowed before. But it has many advantages.
Find out the benefits of loan funding.
Are you eligible?
Are you a third sector organisation committed to delivering public services and winning contracts?
Then check your eligibility to see if you can apply for one of our investments.