Loan term

Your loan term will be dependent upon the amount of money you want to borrow, what you are planning to use it for, and how quickly you will be able to pay it back.

Your investment officer will work with you to decide what loan term is most suitable for your organisation.

A standard loan term for working capital is typically between two and seven years, while the average for property purchase is between 15 and 25 years.

Interest rate

Our standard interest rate is fixed at 6% with the exception of the Tender Fund, which is interest-free (0%) for the first three years. If you are able to draw down your investment by 31 March 2010 and if you are taking out a Full, Consortia or Cashflow investment you may be eligible for flexible interest rates. Find out more

Loan amount

For a Full Investment the minimum amount we will lend you is £30,000. If you are applying for a Tender Fund loan, you can borrow between £3,000 and £50,000. Tender Fund loans are interest-free for the first three years.